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Showing 40 results for Banking and financial institutions regulation

Bills

40 shown of 81 matches
Bill

PROTECT Taiwan Act

House

Requires federal financial regulators to seek China's exclusion from specified international financial organizations when the President reports threats to Taiwan and dangers to U.S. interests

Latest action: Wed Feb 11 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Merchant Banking Modernization Act

Senate

Modernizes merchant banking law by updating the framework for merchant banking activities in the banking sector

Latest action: Fri Aug 01 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Investing in Main Street Act of 2025

Senate

Authorizes certain banking entities to invest up to 15% of capital and surplus in small business investment companies and related entities

Latest action: Wed Jul 09 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Investing in Main Street Act of 2025

House

Authorizes certain banking entities to invest up to 15% of their capital and surplus in small business investment companies and related entities

Latest action: Tue Feb 25 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Keeping Deposits Local Act

House

Increase the amount insured depository institutions may accept as reciprocal deposits by setting liability based tiers and broadening qualifying CAMELS ratings

Latest action: Thu May 21 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Systemic Risk Authority Transparency Act

House

Require banking regulators and GAO to report to Congress after a systemic risk determination tied to a failed insured depository institution, including supervisory failures, mismanagement, and recommendations

Latest action: Tue Dec 02 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Regulation A+ Improvement Act of 2025

House

Increases the annual limit for Regulation A+ securities offerings exempt from registration from $50 million to $150 million and adjusts that limit for inflation over time

Latest action: Wed Feb 25 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

FIRM Act

Senate

Prohibits federal banking agencies from considering reputational risk in supervising depository institutions and credit unions, and requires implementation reporting

Latest action: Tue Mar 18 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

American FIRST Act of 2025

House

Authorize an America First trade and economic policy framework for 2025 under the bill's stated program

Latest action: Wed Feb 25 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

FIRM Act

House

Prohibits federal banking agencies from considering reputational risk in the regulation examination and supervision of depository institutions and credit unions

Latest action: Fri Jun 20 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

TAILOR Act of 2025

Senate

Require federal financial regulators to tailor supervisory actions to institutional risk and business models, reduce some community bank reporting, and review bank supervision modernization

Latest action: Wed Feb 05 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

1071 Repeal to Protect Small Business Lending Act

Senate

Repeals the requirement that financial institutions collect and report small business loan application data, including demographic and geographic information, to the Consumer Financial Protection Bureau

Latest action: Wed Feb 12 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Equal Opportunity for All Investors Act of 2025

House

Expands accredited investor eligibility for private securities offerings by letting individuals qualify through a Securities and Exchange Commission examination

Latest action: Tue Jul 22 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Merchant Banking Modernization Act

House

Requires financial holding companies to be permitted to keep merchant banking investments for at least 15 years

Latest action: Tue Nov 04 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Community Bank Regulatory Tailoring Act

House

Modify regulatory requirements for community banks through tailored banking compliance standards

Latest action: Thu Mar 19 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Incentivizing New Ventures and Economic Strength Through Capital Formation Act of 2025

House

Allows closed-end funds, including certain business development companies, to increase investment in private investment funds by barring SEC limits on selling or listing their securities

Latest action: Mon Dec 15 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Small Bank Holding Company Relief Act

House

Amends rules for small bank holding companies to provide regulatory relief for that specific banking category

Latest action: Tue Jul 15 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Taiwan Conflict Deterrence Act of 2025

House

Require Treasury, after a presidential threat determination involving China, to report to Congress on specified Chinese officials' finances and block certain transactions with them and, when appropriate, their immediate family members

Latest action: Tue Jul 22 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

End the Fed’s Big Bank Bailout Act

Senate

Prohibits Federal Reserve emergency assistance from being used to bail out large banks through special lending support

Latest action: Thu Dec 11 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Financial Institution Regulatory Tailoring Enhancement Act

House

Enhances regulatory tailoring for financial institutions by adjusting how federal banking rules are applied

Latest action: Fri Jun 20 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Community Bank Representation Act

House

Require federal banking agency boards to include representation from community banks through designated membership or appointment considerations

Latest action: Wed Feb 25 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Improving Capital Allocation for Newcomers Act of 2025

House

Expands venture capital fund qualification limits by raising allowed investor counts and capital contribution thresholds for investment firms

Latest action: Tue Dec 02 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Main Street Depositor Protection Act

Senate

Establishes protections aimed at safeguarding Main Street bank depositors through banking policy changes

Latest action: Thu Feb 05 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Aligning SEC Regulations for the World Bank’s International Development Association Act

House

Exempts World Bank International Development Association securities from SEC regulation unless Treasury reports preenactment support to a terrorism-supporting government

Latest action: Tue Jul 22 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Community Bank Deposit Access Act of 2025

House

Changes bank deposit rules to exclude certain custodial deposits at smaller insured depository institutions from brokered deposit classification and apply related interest rate limits

Latest action: Thu May 21 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

FDIC Board Accountability Act

House

Establishes accountability rules for the FDIC Board through board governance requirements

Latest action: Mon Sep 08 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Credit Union Board Modernization Act

House

Reduces how often certain credit union boards must meet by allowing most to hold six meetings yearly instead of monthly while keeping stricter rules for new and low-rated credit unions

Latest action: Tue Feb 11 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

New BANK Act of 2025

House

Establishes the New BANK Act of 2025 as a banking measure with no further specific policy details in the available bill metadata

Latest action: Wed Feb 25 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution disapproving the rule submitted by the Bureau of Consumer Financial Protection relating to "Overdraft Lending: Very Large Financial Institutions".

Senate

Nullifies the Consumer Financial Protection Bureau rule on overdraft lending standards for very large financial institutions

Latest action: Fri May 09 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Small Business Investor Capital Access Act

House

Expand capital access for small business investors through changes to federal investment rules and programs

Latest action: Mon Sep 08 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Prohibition on IOER Act of 2025

House

Prohibits Federal Reserve banks from paying interest on depository institutions' reserve balances above minimum requirements

Latest action: Fri Jan 03 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

TRUST Act of 2025

House

Permits more well capitalized and well managed small insured depository institutions to receive less frequent federal supervisory examinations by raising the qualifying asset threshold

Latest action: Wed May 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

American Access to Banking Act

House

Requires federal financial regulators to streamline applications for new banks and credit unions and assist applicants through the de novo chartering process

Latest action: Thu May 21 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Protecting Privacy in Purchases Act

House

Prohibits payment card networks from using merchant category codes that specifically identify firearms retailers, and requires Justice Department enforcement and annual reporting

Latest action: Wed Jul 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

SMART Act of 2025

House

Limits federal examination requirements for well capitalized small depository institutions and credit unions by requiring limited scope reviews and allowing combined compliance exams

Latest action: Wed May 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Senior Security Act of 2025

House

Establishes a Securities and Exchange Commission task force to study senior investors and report recommendations, while requiring a Government Accountability Office review of elder financial exploitation

Latest action: Tue Jul 22 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Safe Access to Cash Act of 2025

House

Extends the federal bank robbery statute to cover robberies involving ATMs and cash being moved to, loaded into, or unloaded from them

Latest action: Wed Feb 26 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

REVIEW Act of 2025

House

Increases how often federal financial agencies review banking regulations and broadens those reviews to assess cumulative effects on financial services, credit, liquidity, and economic activity

Latest action: Wed Feb 25 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Enhancing Bank Resolution Participation Act

House

Establishes a framework to expand participation in bank resolution processes under the Enhancing Bank Resolution Participation Act

Latest action: Wed Feb 25 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Bank Fraud Technology Advancement Act of 2026

House

Directs federal banking agencies to study advanced bank fraud detection technology and report findings while allowing a temporary pilot program for community financial institutions

Latest action: Thu Jun 18 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
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