HR. 5317In Committee
Community Bank Deposit Access Act of 2025
Plain-English overview
What this bill does
Changes bank deposit rules to exclude certain custodial deposits at smaller insured depository institutions from brokered deposit classification and apply related interest rate limits
Key points
- Require capital and soundness standards
- Limit exemption to smaller institutions
- Exclude custodial deposits
- Apply interest rate limits
Current status
Where it stands
Status
In Committee
Latest action
2026-05-21 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Related context
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Discovery signals
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Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
Impact ScoreOverall observed legislative footprint and accumulated activity.
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