HR. 4544In Committee
American Access to Banking Act
Plain-English overview
What this bill does
Requires federal financial regulators to streamline applications for new banks and credit unions and assist applicants through the de novo chartering process
Key points
- Require application process review
- Require stakeholder engagement plans
- Direct applicant caseworker designation
- Direct mentor institution lists
Current status
Where it stands
Status
In Committee
Latest action
2026-05-21 — Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Related context
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Discovery signals
About these signals
Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.