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Showing 40 results for Consumer credit

Bills

40 shown of 53 matches
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Truth in Lending (Regulation Z); Consumer Credit Offered to Borrowers in Advance of Expected Receipt of Compensation for Work".

Senate

Disapproves a Consumer Financial Protection Bureau rule withdrawing a Truth in Lending Regulation Z rule on earned wage access consumer credit

Latest action: Mon Apr 27 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Small Business and Consumer Credit Act of 2026

House

Referred to the House Committee on Ways and Means.

Latest action: Mon Jun 22 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

Senate

Declares congressional disapproval of a Bureau of Consumer Financial Protection rule withdrawing a fair credit reporting rule on permissible purposes for consumer reports

Latest action: Wed May 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements".

Senate

Disapproves the Consumer Financial Protection Bureau rule withdrawing Equal Credit Opportunity Regulation B provisions on unfavorable changes to existing credit arrangements

Latest action: Wed May 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

Senate

Disapproves the Bureau of Consumer Financial Protection rule on withdrawing the Fair Credit Reporting file disclosure rule under the Congressional Review Act

Latest action: Wed May 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures".

Senate

Disapproves a Consumer Financial Protection Bureau rule withdrawing the Fair Credit Reporting name only matching procedures rule under the Congressional Review Act

Latest action: Wed May 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Credit Access and Inclusion Act of 2025

House

Establishes a framework to expand access to credit and inclusion in consumer credit reporting and lending practices

Latest action: Tue Jun 30 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Expanding Access to Credit through Consumer-Permissioned Data Act

House

Amend the Equal Credit Opportunity Act to require creditors to consider additional credit information when making mortgage loan decisions

Latest action: Thu Jun 18 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Homebuyers Privacy Protection Act

House

Limits when credit reporting agencies may share consumer credit reports with third parties for residential mortgage transactions, tightening rules tied to mortgage trigger leads

Latest action: Fri Sep 05 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Debt Collection Practices Act (Regulation F); Time-Barred Debt".

Senate

Disapproves a Bureau of Consumer Financial Protection rule withdrawing Fair Debt Collection Practices Act Regulation F provisions on time-barred debt under the Congressional Review Act

Latest action: Wed May 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Servicemembers’ Credit Monitoring Enhancement Act

Senate

Enhances credit monitoring protections for servicemembers by expanding safeguards tied to military service and consumer credit

Latest action: Mon Mar 16 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Consumer Information Requests to Large Banks and Credit Unions".

Senate

Disapproves the Bureau of Consumer Financial Protection rule withdrawing the large bank and credit union consumer information request rule under the Congressional Review Act

Latest action: Mon Apr 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Permissible Purposes for Furnishing, Using, and Obtaining Consumer Reports".

House

Disapproves the Bureau of Consumer Financial Protection rule withdrawing a fair credit reporting rule on permissible purposes for consumer reports under the Congressional Review Act

Latest action: Thu Apr 30 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

Senate

Disapproves the Bureau of Consumer Financial Protection rule on Fair Credit Reporting Act preemption of state laws under the Congressional Review Act

Latest action: Wed Mar 25 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to "Fair Credit Reporting Act; Preemption of State Laws".

Senate

Disapproves a Bureau of Consumer Financial Protection rule on Fair Credit Reporting Act preemption of state laws under the Congressional Review Act

Latest action: Mon Apr 27 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Homebuyers Privacy Protection Act

Senate

Restricts credit reporting agencies from sharing homebuyer credit reports in residential mortgage transactions except in limited cases with consumer consent or an existing customer relationship

Latest action: Tue Jun 17 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Fair Credit Reporting Reseller Accuracy Act

House

Improve accuracy requirements for credit reporting resellers under the Fair Credit Reporting Act

Latest action: Tue Jun 30 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Buy Now, Pay Later Protection Act of 2025

Senate

Establishes consumer protections and oversight standards for buy now pay later financing products in the consumer credit market

Latest action: Thu Dec 18 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Fair Credit for American Hostages Act of 2025

Senate

Establishes fair credit reporting treatment for Americans who were held hostage, aimed at protecting their credit records during captivity

Latest action: Thu Feb 20 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Federal Worker Credit Protection Act of 2026

Senate

Protects federal workers from harmful credit-related practices through banking and consumer credit regulation

Latest action: Thu Apr 30 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

10 Percent Credit Card Interest Rate Cap Act

House

Cap credit card interest rates at 10 percent to limit charges on consumer credit

Latest action: Thu Mar 06 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

1071 Repeal to Protect Small Business Lending Act

Senate

Repeals the requirement that financial institutions collect and report small business loan application data, including demographic and geographic information, to the Consumer Financial Protection Bureau

Latest action: Wed Feb 12 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

FCRA Liability Harmonization Act

House

Amend fair credit reporting liability rules to harmonize standards under the Fair Credit Reporting Act

Latest action: Tue Jun 30 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Protecting Consumers from Unreasonable Credit Rates Act of 2025

Senate

Cap consumer credit interest rates by barring most creditors from charging more than 10 percent annually

Latest action: Thu Sep 11 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

No SmartPay for Anti-2A Companies Act

House

Prohibit SmartPay contracts for commercial payment systems that use payment processors applying a merchant category code to gun retailers

Latest action: Fri Jan 03 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

1071 Repeal to Protect Small Business Lending Act

House

Repeals the federal requirement that financial institutions collect and report small business loan application data, including demographic information on women-owned and minority-owned businesses

Latest action: Tue May 06 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Campaign Finance Transparency Act

House

Tightens federal campaign finance rules by expanding donor verification, banning certain card-based contributions, and requiring broader disclosure of contributors

Latest action: Mon Jul 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

ROAD to Housing Act of 2025

Senate

Expand housing supply and affordability by advancing reforms tied to development, zoning, and federal housing programs

Latest action: Fri Aug 01 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

ROAD to Housing Act of 2025

House

Expand rural housing development opportunities through measures tied to rural development and housing policy

Latest action: Wed May 20 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

American Lending Fairness Act of 2026

Senate

Establishes fair lending standards for consumer credit markets under the American Lending Fairness Act of 2026

Latest action: Thu Feb 12 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Revocations or Unfavorable Changes to the Terms of Existing Credit Arrangements".

House

Disapproves the Bureau of Consumer Financial Protection rule withdrawing Equal Credit Opportunity Regulation B provisions on revocations or unfavorable changes to existing credit arrangements

Latest action: Thu Apr 30 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Name-Only Matching Procedures".

House

Disapproves a Bureau of Consumer Financial Protection rule withdrawing Fair Credit Reporting name only matching procedures under the Congressional Review Act

Latest action: Thu May 07 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; File Disclosure".

House

Disapproves the Consumer Financial Protection Bureau rule withdrawing the Fair Credit Reporting file disclosure rule under the Congressional Review Act

Latest action: Wed May 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Fair Credit Reporting; Background Screening".

Senate

Disapproves a Consumer Financial Protection Bureau rule on withdrawing the Fair Credit Reporting background screening rule under the Congressional Review Act

Latest action: Mon Apr 27 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

House

Disapproves the Bureau of Consumer Financial Protection rule withdrawing the Fair Credit Reporting Act limited preemption of state laws rule under the Congressional Review Act

Latest action: Thu Apr 30 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

To require the Bureau of Consumer Financial Protection and the Federal Trade Commission to conduct a study on use of additional key factors in credit scoring models, and for other purposes.

House

Require the Bureau of Consumer Financial Protection and the Federal Trade Commission to study adding specific factors to credit scoring models

Latest action: Tue Sep 02 2025 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "Equal Credit Opportunity (Regulation B); Discrimination on the Bases of Sexual Orientation and Gender Identity".

Senate

Disapproves a Consumer Financial Protection Bureau rule withdrawal involving Equal Credit Opportunity Act Regulation B protections on sexual orientation and gender identity discrimination

Latest action: Mon Apr 13 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

A joint resolution providing for congressional disapproval under chapter 8 of title 5, United States Code, of the rule submitted by the Bureau of Consumer Financial Protection relating to the withdrawal of the rule relating to "The Fair Credit Reporting Act's Limited Preemption of State Laws".

Senate

Disapproves the Bureau of Consumer Financial Protection rule withdrawing a Fair Credit Reporting Act limited preemption of state laws rule under the Congressional Review Act

Latest action: Mon Apr 27 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Credit Card Fairness Act

Senate

Establishes fairer standards for credit card practices and consumer protections in the credit card market

Latest action: Thu Jan 15 2026 00:00:00 GMT+0000 (Coordinated Universal Time)
Bill

Expanding Access to Lending Options Act

House

Expand consumer lending options by changing federal rules for access to credit and loan products

Latest action: Thu Jun 26 2025 00:00:00 GMT+0000 (Coordinated Universal Time)