HR. 9380In Committee
Expanding Access to Credit through Consumer-Permissioned Data Act
Plain-English overview
What this bill does
Amend the Equal Credit Opportunity Act to require creditors to consider additional credit information when making mortgage loan decisions
Key points
- Amend Equal Credit Opportunity Act
- Require additional mortgage credit information
Current status
Where it stands
Status
In Committee
Latest action
2026-06-18 — Referred to the House Committee on Financial Services.
Related context
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Discovery signals
About these signals
Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.