S. 1467Introduced
Homebuyers Privacy Protection Act
Plain-English overview
What this bill does
Restricts credit reporting agencies from sharing homebuyer credit reports in residential mortgage transactions except in limited cases with consumer consent or an existing customer relationship
Key points
- Require consumer consent certification
- Prohibit third party credit report sharing
- Allow sharing for existing mortgage relationships
- Delay effectiveness 180 days
Current status
Where it stands
Status
Introduced
Latest action
2025-06-17 — Held at the desk.
Related context
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Discovery signals
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Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
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