HR. 5402Reported

Credit Access and Inclusion Act of 2025

Plain-English overview

What this bill does

Establishes a framework to expand access to credit and inclusion in consumer credit reporting and lending practices

Key points
  • Establish credit access framework
Current status

Where it stands

Status
Reported
Latest action
2026-06-30 — Ordered to be Reported (Amended) by the Yeas and Nays: 28 - 23.
Related context

Topics and policy areas

Select a topic to continue exploring related legislation, members, and committees.

Congressional oversightConsumer creditCredit and credit marketsDebt collectionFinance and Financial SectorGovernment information and archivesGovernment studies and investigations
Discovery signals

About these signals

Methodology

Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.

Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.
Full Text (PDF)Amendments
View on Congress.gov