S. 2471In Committee
21st Century Mortgage Act of 2025
Plain-English overview
What this bill does
Modernizes mortgage rules by updating requirements for 21st century home lending practices
Key points
- Amend mortgage requirements
Current status
Where it stands
Status
In Committee
Latest action
2025-07-28 — Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Related context
Topics and policy areas
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Discovery signals
About these signals
Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.