HR. 6556In Committee

Failing Bank Acquisition Fairness Act

What this bill does

Tightens waiver standards for bank acquisitions that exceed deposit concentration limits when a failing insured depository institution is involved

Key points
  • Establish standards for qualified bids
  • Require findings for waiver approval
  • Require review of qualified bids
  • Require reports to Congress

Where it stands

Status
In Committee
Latest action
2026-07-15Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

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About these signals

Methodology

Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.

Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.