HR. 53In Committee
Responsible Borrower Protection Act of 2025
Plain-English overview
What this bill does
Prohibits federal housing finance entities from carrying out the January 2023 single-family mortgage upfront fee pricing changes tied to borrower credit risk
Key points
- Prohibit loan fee changes
Current status
Where it stands
Status
In Committee
Latest action
2025-01-03 — Referred to the House Committee on Financial Services.
Related context
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Discovery signals
About these signals
Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.