HR. 4479In Committee

To amend the National Housing Act to direct the Secretary of Housing and Urban Development to establish a program to insure certain second liens secured against property for the purpose of financing the construction of an accessory dwelling unit, and for other purposes.

What this bill does

Directs the Department of Housing and Urban Development to create mortgage insurance for certain second liens used to finance accessory dwelling unit construction

Key points
  • Amend the National Housing Act
  • Authorize insurance for second liens
  • Direct HUD program establishment

Where it stands

Status
In Committee
Latest action
2025-07-17Referred to the House Committee on Financial Services.

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About these signals

Methodology

Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.

Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.