HR. 1815Became Law
VA Home Loan Program Reform Act
Plain-English overview
What this bill does
Authorize the VA to use foreclosure avoidance tools in defaulted home loans, create a five-year partial claim program for at-risk primary residences, and require a report on veterans' access to buyer representation
Key points
- Establish partial claim program
- Require loss mitigation procedures
- Require buyer representation report
- Authorize foreclosure avoidance payments
Current status
Where it stands
Status
Became Law
Latest action
2025-07-30 — Became Public Law No: 119-31.
Related context
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Discovery signals
About these signals
Impact and Momentum are relative discovery aids calculated by Legislation Lemur. They help you scan the congressional record; they are not predictions, endorsements, ideological ratings, or measures of policy importance.
Impact ScoreOverall observed legislative footprint and accumulated activity.
MomentumHow recently active or changing the bill appears in available data.